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Hi – I’m Julian.
I help busy professionals maximize geographical and financial freedom.

How it all started

When I graduated college, I wanted to climb the corporate ladder to billionaire CEO.

But deep down, I've always believed...

There's more to life than the status quo.

See, we're taught a fixed blueprint growing up.

Go to school → study hard → get good grades → do extracurricular activities → graduate high school → get into a good college → study harder → get a good GPA → obtain a piece of paper → get a good job → work hard → get a raise → get promoted → get the corner office → repeat 45 years.

And hope you have enough to retire.

Thankfully, I came across Tim Ferriss' 4-Hour Work Week and Grant Sabatier's Financial Freedom.

These books changed my life.

Instead of status quo, I'm designing a lifestyle on my own terms.

Maximizing financial, geographical, and time freedom.

Status quo was playing not to lose.

Now, I play to win.

You can too. Start here:

Travel Hacking
Passive Income

I write about these topics to help you maximize freedom.

01
TRAVEL HACKING
Maximize credit card points and rewards for free travel.
02
PASSIVE INCOME
Build passive income through real estate and other passive investments.
03
LIFESTYLE DESIGN
Design an intentional lifestyle that resonates with your goals and dreams instead of following the status quo.
04
FINANCIAL FREEDOM
Achieve work-optional status. Instead of working for money, you work to maximize fulfillment, experiences, and impact.
05
GEOGRAPHICAL FREEDOM
Achieve location independence to travel, work, and live your fullest life anywhere and anytime you want.
HERE ARE THREE WAYS I CAN HELP YOU

SERVICES

Points Academy Digital

Learn to hack your first free vacation in 6-12 months. Online course, 24/7 lifetime access.

GET LIFETIME ACCESS TODAY
Points Academy Cohort

Learn to hack your first free vacation in 6-12 months. Live sessions with Q&A.

BOOK YOUR LIMITED SPOT
Points Academy Business

Spend $15k+ per month? I'll help you 2-3x your travel rewards with the right card strategy.

2X YOUR TRAVEL REWARDS

Story Behind Money Or Life

After hacking $250,000 in free travel and building a 5-figure passive income, I wanted to help individuals and entrepreneurs do the same.

And ultimately, to maximize their time and lifestyle freedom.

My mission?

✈️ Help 1,000 people travel hack free vacations.
💵 And help 1,000 people build passive income.

I'm sharing my experiences throughout my freedom journey.

I hope you’ll join me on an epic journey!

Get started today by choosing your interest:

22

Countries

04

Continents

50+

Destinations

$250k

Free Travel
YES, YOU’LL SEE RESULTS!

WHAT MY STUDENTS ARE SAYING

"Julian's inaugural Points Academy Course was comprehensive and presented in an easy to absorb manner for beginner to intermediate level travel hackers. I got tremendous value from learning to maximize my travel points redemption, so much so that I have already applied the knowledge towards planning a European summer trip for my family. I also enjoyed the interaction between cohort mates. Julian has such an easy demeanor making it easy to learn from him. Highly recommend Points Academy to anyone who wants to level up their travel hacking. Julian will definitely save you both time and money on your adventures and have you on your way in no time."

- Chuck O

“I’ve always worried that travel hacking would hurt my credit score, but lesson 3 really helped me understand that it wouldn’t. You made travel hacking easy, efficient, and un-intimidating to learn, and basically brought it to my front door so I didn’t have to search.”

- Roseanne K

"Your course was really instructional and easy to understand. I now know exactly what I need to do to start travel hacking, and I’ve already started by applying for a new card!"

- Katya V

"This course has really helped me practically determine next steps and to really allow me to go where I want to within the next year."

- Daniel L

"We have been travel hacking for a while already so for us, the course was a great review and we also learned a few new things! For people new to travel hacking, I think the course is an excellent way to get an overview of travel hacking. The course does a great job explaining the steps of travel hacking in an easy-to-understand way."

- Melissa L

"Julian’s course was amazing! I’ve already made back my initial investment 3x by using the travel hacking knowledge shared. The class is very comprehensive yet straightforward. I would highly recommend the course for anyone interested in traveling hacking."

- Anna K

30-Days In Europe Under $300

Learn how I hacked 30 days in Europe at 4/5 star hotels for under $300. Grab your FREE guide to get started 👇

 

Hey, I'm Julian!

I've hacked $250,000 in free travel, built a 5-figure passive income in 3.5 years, and lived in Europe and Africa for 60+ days on a W2. I'm here to help you maximize geographical, financial, and lifestyle freedom.